financial times
Need Money? Why Wonder Where The Extra Cash Will Come From? Take Control Of Your Life And Earn It Yourself! You Can Do It! Father Time Can Help You!
You NEED to make some extra money, right? Well, IF you don’t want to kill yourself by working TOO hard, I have three options for YOU! Please read on and find which one suits YOU the best. By the way, these are NOT get-rich-quick schemes; they are simply ways that most folks can earn a few extra bucks each week! Would a few extra bucks help you?
Sell Pepper Sprays to family, friends, neighbors, and even to other people in your town. (as long as you don’t live in MA, MI, NY, or WI) You don’t have to open a wholesale account with me, become a business, get a license, or do anything that is involved and complicated…it would be just as though you were selling vitamins or cosmetics through one of those BIG companies! On my website there is information about buying a bulk package of 25 or even just 10 pepper sprays, so that YOU can turn around and see how it goes, selling them to people for a profit! By the way, that is a cash profit! The link to visit for these money-making bulk packages is: http://www.fathertimepublishing.com/default.php?cPath=2358876&s=09d0df992df98d1b8906ac5b176b9d51
Learn To Read Tarot Cards and give tarot card reading to folks in your town! It is very easy to learn, only takes a couple of weeks, and I have a package complete with two decks of cards, two books, two DVDs and some other mystical items to give you “luck” and concentration to learn the cards. Then you can begin doing readings for folks in your town! It is simple, and you know that people will want readings, and they will pay you $25, $50, and even more, per reading! Plus, you will get lots of word of mouth advertising from people telling others about your great new business! Another way to earn cash! The link for this course is: http://www.fathertimepublishing.com/product_info.php?cPath=2455790_2496510&products_id=33061519
Sell From Catalogs and earn commissions, to anyone that you know! There is a huge catalog of nearly 400 pages with tons of things inside, and you can get one or two of these, show them around, take orders, collect the payments, keep 20% and then send in the rest for the items, which will be sent via UPS to your door, to distribute to your customers! Another great cash income source! Just see my website under the section marked “catalogs.”
Bonus: Mystical-Magical Catalogue for folks who aren’t spooked by tarot cards, ritual supplies, candles, amulets, et cetera! This can also be a way for you to earn 20% commissions, by selling cool mystical things that are not available at every corner store! (If these items bother you, just please skip the section that says “A Magical Journey.”)
Now, folks, I am offering you a way to make extra money! This is NOT MLM, and it isn’t anything promising wealth or millions of dollars! It is a way for a struggling American family, or a single person, to earn an extra couple of hundred bucks per week or per month; and it’s all up to you and how much time you put in!
You can sit around and complain about your financial struggles OR you can do something about it! You have nothing to lose by trying! IF nobody wants to order anything from the catalogs, I would be very surprised! IF you get the pepper sprays, you will certainly sell enough to get your money back! People want to be safer and feel safer! IF you learn to read the tarot cards, just a few readings will get you the money back for that kit! So, really, the worst that could happen is that you will break even, but you just might surprise yourself and make some extra money!
You won’t know until you try! For those who aren’t going to try, but who like to make their own homemade greeting cards, I have a new e-book of verses that you can use inside your own homemade cards!
So, good luck with your situation. IF you don’t try one of my suggestions, please try something! Don’t just sit around and wait for the economy to get better, because that could take a long while! Good Luck, God Bless, and Keep Smiling!
Many Blessings from Father Time…
Safe Investments for Good and Bad Financial Times
Where the goal for investors was typically to get a good return on the investment, these days it’s more about finding a safe investment given the current financial conditions. Other than deposit accounts that are virtually risk free (you can’t lose your contributions), there are some options for the best investments you can make during your life whether the economy is experiencing good times or bad times.
Invest in Your Health
It doesn’t much matter where you invest your money if you aren’t healthy enough to reap the rewards of your efforts. Your health should be your most important investment for both time and financial resources. How do your finances relate to your health? You need to use your money to buy healthy foods. You need finances to see the doctor if you don’t have insurance . Invest in your health by avoiding tobacco products (and save money at the same time).
Another good investment for your health is to pay for a quality exercise program or equipment or clothing that allows you to exercise from home. Make exercise part of your daily routine for the best results, and that investment of time and dedication will go a long way in paying you dividends through a healthy lifestyle!
Your Home
Even with the increased number of foreclosures, your home is still considered one of the safest investments you can make. Dollar for dollar, the risk versus reward battle is won with a home, despite the potential to make bigger returns with smart investments in the stock market.
Deposit Accounts
Sure, the poor economy has caused a number of banks to fail, but thanks to the Federal Deposit Insurance Corp., no one has lost any of the money saved in various deposit accounts (savings accounts, checking accounts, money market accounts, and fixed rate IRAs). The US Government saves people from losing money deposited up to a specific amount in FDIC insured banks, which makes them a good investment no matter what the conditions of the economy are. Additionally, you can drive to your local bank and withdraw money from savings or checking accounts whenever you want, without penalty.
Individual Retirement Accounts (IRA)
Money invested in IRAs, whether traditional or Roth, are considered good investments in both good and bad financial times. You can deposit your money into a conservative IRA, and just sit back and allow it time to earn an attractive rate; or if you are adventurous and more hands on, you might try an IRA that allows you to call the shots and choose which stocks to buy or sell. While buying and selling stocks increases the risk, IRAs are still considered a reasonably safe investment.
Capital Preservation
If you simply want to save the money you already have without the risk of losing it, look at the various deposit accounts and find one with the highest interest rate for the term you plan to leave the money invested. Certificates of Deposit, money market accounts, and an online savings site, SmartyPig.com are all excellent choices. For other government backed savings options, you could look into Savings Bonds, Treasury Bonds, Notes or Bills, and Treasury Inflation-Protected Securities.
Quick Fixes in Hard Financial Times
These days everyone is feeling the pinch. The economy has slowed, credit is tighter, gas prices are up, and it’s just all around harder and harder to save money and pay all the bills. When budgets are already stretched tight, any extra expense that arises suddenly can put you behind in your finances. For example, you can’t predict when your car will break down and you need to have it fixed right away. Anything where you need cash immediately and unexpectedly is going to put a dent in your weekly savings. For some folks, the combination of rising prices, lack of credit, and sudden need for emergency cash can mean falling behind and losing the ability to make a payment. For them, a cash advance can be the answer.
If you are employed, and the circumstances described above fit your situation, you may need to know about an emergency cash service called a cash advance or in some cases it’s called a payday loan. With the guarantee of your next paycheck as a way to repay the loan, you can borrow up to $500 and in some cases $1000 on a short term time span. You get cash quickly, and it’s due on your next paycheck. You pay a fee for the service, which for many people works out to be less than a fee they’d pay for missing a credit card payment or other hazards of not paying bills on time.
The fees for the typical cash advance online are $15 for every $100 borrowed. If you pay back the cash advance on time, that’s the end of the transaction, no more fees and no interest payments. And, since you must have a job with steady income above a certain level to get the cash advance in the first place, the system should work for folks who just need a shot of cash until the next payday.
In addition to the employment requirement, borrowers must also be at least eighteen years old and be a citizen of the United States. And also you must have a bank account. The cash you borrow is transmitted to you, the borrower, by way of electronic transfer, directly into your bank account. It’s like direct deposit. This ensures quick delivery, which is what you’re paying for in the fee for the cash advance. By the way, the application is done online, and it’s a very quick and simple application form. It’s either one or two pages, depending on the lending service you are working with. Lenders of cash advances don’t need to do a credit check, no credit history, no financial history, nothing that requires any documentation or faxing. They have the guarantee of your next paycheck to ensure repayment of the loan, so all the other things that slow down and complicate a traditional loan are not present here in this type of loan. Therefore, cash advances are very easy to apply for. They just ask you for basic information, from your driver’s license, and employment information. You can finish the online application in just a few minutes. This is another reason why cash advances are easy and fast, for people who need fast cash for an emergency.
